At Contoso, we offer various personal loan options designed to meet the financial needs of our customers. Whether you’re looking to consolidate debt, finance a major purchase, or cover unexpected expenses, we have a loan product that can suit your needs. Our personal loans typically come in two forms: secured and unsecured. Secured personal loans require collateral, such as a savings account or property, which can lead to lower interest rates. Unsecured loans do not require collateral, making them more accessible but usually come with higher interest rates. Loan amounts can range from a few hundred to tens of thousands of dollars, with flexible repayment terms from 12 to 60 months. To apply, customers can submit an online application or visit a branch, providing necessary documentation, such as proof of income and identification. A credit check will be conducted to determine eligibility. Remember to review the terms, interest rates, and repayment options carefully to choose the best fit for your financial situation.